Best Travel Credit Cards in 2020
Each bank offers a wide range of credit cards where each credit card caters to a particular service. The best travel credit cards are the one where the customers get various facilities while traveling around the world. Using these cards also give you several rewards at various points. They make your traveling fun and exciting as well as they make your journey rewarding.
How does the Travel Credit Cards Help?
A travel credit card is mostly used by frequent travelers who either travel at their own expense or the expense of their company. Different lenders have brought travel credit cards with different names and many attractive facilities. Some of the facilities are as follows:
- A travel credit cardholder can enjoy using premium lounges across all the airports or at certain specified airports; he can get free baggage check-in, selection of fight seats at discounted rates, etc.
- Even depending upon the distance travel by the customer with the flight gets rewarded with points that can be further redeemed to do shopping.
- One can get shopping gift vouchers, hotel and restaurant vouchers, bus vouchers, etc. These points can also be transferred to get discounts on the flight fare.
Identify the Best Travel Credit Cards for Yourself
As you read earlier about the various rewards and benefits of travel credit cards but now the question arises how will you choose them and most importantly know about them? Well, you should ask the authorized person to explain the details or give you the voucher where the details of all the credit cards are mentioned. You can also check the details of all the credit cards online. Now, it is utterly up to you to pick your choice among all these travel credit cards. The possible types of credit cards that can be your best travel credit cards are as follows:
- Some travel credit cards will provide you excellent reward points and gift vouchers whenever you book a flight. These points can be redeemed to shop at luxurious stores, you can also dine at luxurious restaurants using the gift vouchers, enjoy spa and massage as well as discount while buying things from some particular sites.
- There are also some travel credit cards that give points based on the distances rather than miles to be specific, covered by the customer. These points can be redeemed to use during future flight bookings.
- For the unusual flight timings, you might have to arrive early at the airport. To get relaxed and have food you should use a travel credit card that allows you to access airport lounges. You can have free food and drinks or even if it is chargeable then the charge is nearly negligible. This facility is a must and mostly all travel credit cards have this facility.
- One of the main reasons to get a travel credit card is to use it out of your country. If you cannot use the credit card internationally then the card is of no use. A travel credit card holder must have the freedom to swipe it anywhere in the world.
- One of the most important things while choosing your credit card is to know which credit card and the company is going to charge how much as the international transactional charge as well as for the annual fee. It is always not necessary to go with the cheapest one because your purpose needs to be served otherwise it will become useless. So, one should go through all the travel credit cards of a company as well as for some other companies and then decide about it.
How to Get a Travel Credit Card?
The process of getting an ordinary credit card and a travel credit card is the same. You can either apply it online by checking and comparing all the facilities or you can go to the bank and ask the person who is in charge of the credit card division to share the knowledge of the facilities of their travel credit cards and then get it from them. The things to be done are as follows:
- Fill up the application form online or offline.
- Either submit your required documents such as proof of income, bank statement, etc. or upload it online.
- They will also check your credit score to see your eligibility.
- Put your Social security number so that they can extract further details from you.
If the bank is satisfied then you will get your travel credit card.